01
Underwriting
Evaluate collateral, leverage, borrower capacity, project risk, market conditions, and downside scenarios.
Business-Purpose Real Estate Lending
Disciplined capital for real estate operators.
Steady Financial is a private real estate credit platform focused on thoughtful underwriting, practical structuring, and long-term relationships.
Important: Steady Financial provides business-purpose loans only and does not finance consumer-purpose loans.
What we do
Private credit, managed end to end.
We provide short-duration, asset-backed financing to real estate investors and operators, with decisions grounded in collateral, structure, execution risk, and downside protection.
02
Structuring
Design practical financing around the asset and transaction, balancing speed, clarity, and risk protection.
03
Portfolio management
Oversee documentation, servicing, collateral monitoring, payoffs, workouts, and counsel when needed.
Business-purpose only
Real estate investors & operators
Asset-backed lending
How we operate
Long-term judgment over transaction volume.
Experience through cycles
Our lending experience spans roughly 200 real estate loans over two decades, primarily in Florida.
Private capital
We invest private capital and focus on disciplined credit decisions rather than maximizing origination volume.
Direct accountability
Underwriting and portfolio decisions stay close to the principals responsible for the capital and the outcome.
Operational rigor
We pair relationship-based lending with structured servicing, controls, documentation, and portfolio monitoring.
Founder & Managing Principal
Ajit Dodani
Ajit is a financial-services and technology operator with experience across consumer banking, private credit, regulated transaction businesses, analytics, and operations.
Before Steady Financial, Ajit spent eight years at Capital One in roles spanning consumer banking, lending products, merchant-services and payments analytics, and corporate strategy. He later held operating leadership roles at HomeLight and Endpoint, a First American-backed real estate technology company.
He earned an Executive MBA from The Wharton School, an M.S. in Economics from Georgia Tech, and a B.S. in Physics from Imperial College London.
Contact
Professional inquiries
For existing relationships, business-purpose financing discussions, and other professional inquiries.